Why Property Tax Loan Pros?
Borrowing money is an important decision that no one should take lightly. Taking out any kind of loan is a serious commitment with serious implications. But borrowing money is also an incredibly useful tool that thousands of individuals and businesses use every day to improve their financial situation and put them on the track to success. Used properly and responsibly, both business and personal loans are key components to a successful overall financial strategy.
Property tax loans are no different. Thousands of Texans and Texas businesses have taken advantage of property tax loans to pay their property taxes on their own terms, not a rigid schedule set by the government. Furthermore, property tax loans enable Texas property owners to satisfy their property tax obligations over time without needing to worry about expensive fees and penalties charged by local taxing authorities for overdue property taxes or late payments.
Still, there are a variety of lenders to choose from, and choosing the right lender is fundamental to getting the most out of your property tax loan. Many lenders out there are willing to front the money to pay your property taxes. But the key is to find a lender that views you as more than just a number on a spreadsheet. Rather, whichever property tax lender you choose to work with should value you as an individual, not just the business that you bring to the table.
But even that isn’t the end of the matter; there’s still more to it. Your property tax lender should seek to nurture its business relationship with you throughout the entire loan process. Your lender should work with you along the way, providing open and timely service to ensure your property tax loan is putting you on the track to financial success. This is why, at PropertyTaxLoanPros.com, our job isn’t finished when we issue your property tax loan; that’s when our job starts!
Who We Are
PropertyTaxLoanPros.com is a Texas company founded on core Texas principles of hard work, perseverance, and self-reliance. Our company was founded to serve hard-working Texans like you.
At PropertyTaxLoanPros.com, we are Texans first and lenders second. Accordingly, we seek to exemplify our state’s spirt with every client and every transaction. Because Texas is our home, too, we’re deeply in tune with the Texas lending market and the unique needs of our clients. But we’re also keenly aware of Texans’ strong character and those special characteristics that make us who we are.
For this reason, our team of seasoned professionals comes to work every day ready to provide the people and businesses of Texas with the same caliber of service we would hope to receive from our fellow Texans. We strongly believe that any lesser effort would reflect poorly not only on us, as Texans and as professionals, but also on our state. And those are risks that we are not willing to take.
Our Core Values
We founded PropertyTaxLoanPros.com with three fundamental principles in mind: transparency, honesty, and integrity.
We aim to provide completely transparent service to every client in every stage of the loan process. Whether you have a simple question about the repayment process or a more detailed question about the exact terms of your property tax loan, our professional team stands ready to provide whatever assistance our clients need. This means that if you have a question and we don’t know the answer, we’ll go find it.
We’re proud of the property tax loan solutions that we offer to our clients. We firmly believe all Texas property owners can benefit from using our product, and we stand behind it 100%. For this reason, we have absolutely nothing to hide. From beginning to fill out your loan application to making your final payment, we will never try to hide information or mislead our clients. Doing so is not only dishonest, it fundamentally contradicts our values and the way we do business.
We believe transparency is the key to trust, which of course is the foundation of any strong relationship. At PropertyTaxLoanPros.com, we value our clients for the people they are and the people their businesses serve. We seek to foster a lasting business relationship with every client that contacts us, and the success of our business turns on the success of our clients. Likewise, our clients’ failure is our failure.
No relationship can succeed without trust, and trust requires transparency. This is why, at PropertyTaxLoanPros.com, you will always know every detail of your loan and its status at all times from start to finish.
Honesty is another key component of trust, and our commitment to honesty is related to our commitment to transparency, and this commitment is fundamental to our goal to always put our clients in the best place to succeed.
Honesty, to us, not only means keeping our clients totally apprised of their loan situation after we’ve made the loan, but it also means declining to lend to clients in the first place if we do not feel we would be able to help that particular client in a way that works with the client’s personal financial circumstances. This is why we diligently and holistically evaluate each client during the application and approval process.
Our clients are more than just a credit score or a number on a spreadsheet. They are real people with real families, friends, goals, and aspirations. They are real businesses that employ real people, enabling those people to provide for themselves and their families. Our clients comes from all backgrounds and all walks of life. We’re keenly aware that no two clients are the same, and that many have suffered financial hardships that were caused by events totally outside their control.
We look past superficial indicators of clients’ potential for success and instead evaluate each potential client as a whole. No one should be defined by mistakes they made in the past or factors outside of their control. Putting forth the effort on the front end to get to know every potential client helps us be sure that we will be able to offer a product that works with that client’s personal financial situation and sets the client up for success.
The dictionary defines integrity as a “firm adherence to a moral code.” To us, the concept of integrity is quite simple: serve our clients as we would want to be served.
Here at PropertyTaxLoanPros.com, our goal of course is to make money. That’s the goal of any business. But we aim to do so in a way that is ethical and helpful at the same time. After all, we firmly believe the pursuit of profit and of the common good are not mutually exclusive. Quite the opposite, rather; they often go hand in hand!
We are dedicated to providing only the highest caliber of service. To us, “I don’t know” is not an acceptable answer. But “I don’t know, I’ll go find out and get back to you” is. In this respect, integrity means owning up to our mistakes and having the humility to admit that we don’t know everything. Business, like life, is a journey, not a destination. And there are lots of stops along the way. Part of building a relationship with our client entails learning together through shared experiences in pursuit of our mutual goal.
While we are experts in our field, no one is perfect. We are the first to admit that we are not. But we are constantly improving and constantly seeking perfection, and it’s our commitment to transparency, honesty, and integrity that compels us to share these things with you.
The entire purpose of a property tax loan is to enable property owners to satisfy their tax obligations over time instead of in a large lump sum payment at the end of each year. Whether you lack the liquidity to pay a large tax bill all at once or whether you just want to spread out payment of your property tax bill over time to soften the blow or free up cash for other endeavors, we customize our property tax loans to the specific needs of every individual client, accounting for each client’s unique financial circumstances.
We do everything in our power to ensure that each loan that we make fits into our clients’ overall financial plans. We don’t succeed unless our clients succeed, and in our view, success means paying off your property tax loan on time without it creating an additional financial burden.
For these reason, we view foreclosure as a last resort. Although the tax lien we receive on your property during the life of the loan authorizes us to foreclose on the property if necessary, foreclosure is exceedingly rare. Furthermore, we take foreclosure especially seriously because it means that we failed to create a solution that worked for that particular client.
So, to avoid foreclosure whenever possible, we work diligently to evaluate every potential client from a holistic point of view and to develop a solution that puts each client in the best position for success.
Contact us today!
Start the process of paying your property taxes on your own schedule by filling out our online application.
Applying is fast, easy, and free. Applying also creates no obligation on your part, giving you the opportunity to shop around to find not only the best loan, but also the best lender for you and your situation.
You can also call us at 866-531-7678 for a free, no-cost consultation with one of our lending professionals.